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ECE Educator Loan Forgiveness

The ECE Educator Loan Forgiveness program is for ECE Educators to receive loan forgiveness. The application is closed.

Financial Wellness Support (including help navigating the Federal Public Service Loan Forgiveness Program, counseling to find the best student loan repayment strategy for your situation and more) may be available free of charge for applicants through For questions, email   

Please review the checklist for information that you will need to complete the application.

 As part of the application, your employer must submit an employee verification letter. To download this form for your employer, click here.

For FAQ's, you may view the informational booklet: English or in Spanish

ECE Loan Forgiveness Program Flyer / Program Flyer-Spanish

Who Qualifies

  • Birth through five ECE Educators can qualify for up to $5,000 annually
    • "ECE Educators" include: ECE Teachers, ECE Special Service Providers, ECE Directors, Floaters, Assistant Teachers and Paraprofessionals (who may or may not have educator licensure).
  • ECE Educators must be currently employed full-time in a licensed childcare program.
  • Priority will be given to qualified applicants in childcare deserts and bilingual professionals early in their career. (A childcare desert is any census tract with more than 50 children under age 5 that contains either no childcare providers or so few options that there are more than three times as many children as licensed child care slots. You can view a map here to see if the county you primarily work in is considered a childcare desert. All infant/toddler programs in Colorado are considered childcare deserts.)
  • Educators must register or already be registered with PDIS (FREE) on the Colorado Shines website.
  • Only applicants with Federal Student Loans in their name qualify (check to see if you have qualifying loans here.) 

Additional Educator Loan Forgiveness Resources

For information and updates about other external loan forgiveness opportunities for educators through the federal government and other resources, click here.


Application technical questions (passwords, sign-in issues, etc.): or 

For program and eligibility questions: